A personal loan is one of the best loans to get in a wide range of circumstances. Unlike mortgages and car loans, which are restrictive by name, a personal loan can be used for just about anything – whether that’s to cover an unexpected bill or a much-needed holiday. But where is the best place to get a personal loan? We’ll explore the factors of simplicity, speed and fairness to explain why we believe the answer is right here at Cigno Loans.
Getting a Loan with Cigno Is Simple
The internet has made a lot of tasks easier. And thanks to our online application, one of those tasks is getting a cash loan.
With Cigno, you can apply anytime and from anywhere – from home, while you’re at work, or while you’re out and about.
This means:
- No waiting for the bank to be open
- No travel required
- No standing in queue
- No uncomfortable conversations.
We provide a modern and convenient way to apply for quick cash when you need it, because getting the best instant loan online should be easy.
Getting a Loan with Cigno Is Quick
There’s nothing worse than waiting anxiously for money that you need as soon as possible. Some institutions can take days to review your application and then more days to transfer your cash. At Cigno, we know that getting your money quickly is essential. When you apply with us, you’ll get an answer within hours. You’ll likely receive your money the same day too (if approved before 5pm AEST). This can make enough difference to stop a bill going overdue or allow you to make an important purchase sooner rather than later.
Getting a Loan with Cigno Is Fair
To put it simply, the best place to get a personal loan is somewhere that will consider your application in the first place. While some banks and lenders will automatically reject applications based on credit history, the team at Cigno welcomes everyone. We work with lenders who offer bad-credit loans and loans with no credit checks, which means our approval rate is impressively high. When you apply with us, you know that your application will be considered fairly and honestly, because we believe everyone deserves a chance. Rather than doing an intrusive check into your credit history, Cigno only asks for your basic personal details and a bank statement to help us understand your current situation. This is typically all we need to process your application.
When is Cigno Loans not the best place to get a personal loan?
Everyone’s circumstances are different, and sometimes our financial products may not meet your needs. For example, we’ll recommend looking elsewhere if:
- You need to borrow more than $1,000 in a single loan.
- Cigno Loans offers a maximum of $1,000.
- Your application gets denied.
- Our approval rate is high, but there are some situations where we might be unable to get your loan approved.
- You’ll struggle to repay the loan on time.
- Borrowing money may not be the solution you need right now. Consider calling 1800 007 007 to speak with an independent financial counsellor for free.
If you feel that Cigno is indeed the best place to get a personal loan, our friendly team looks forward to receiving your application and assisting you. You can start your application here or get some helpful advice on our blog.
Disclaimer: Please be aware that Cigno Loans’ articles do not replace advice from an accountant or financial advisor. All information provided is intended to be used as a guide only, as it does not take into account your personal financial situation or needs. If you require assistance, it is recommended that you consult a licensed financial or tax advisor.