Short Term Cash Loans Up to $1,000

In need of cash now? Let Cigno help you find a solution.

$50| $75| $100| $120| $150| $175| $200| $250| $300| $350| $400| $450| $500| $550| $600| $650| $700| $750| $800| $850| $900| $950| $1000|

Find A Solution Now

Why Choose Cigno?

With over a decades of experience of working with payday lenders and the finance industry, Cigno can help you find a short-term finance solution.

High Approval Rate!

We use our vast experience in the finance industry to find a solution for everyone, No matter what circumstances we will do our best to help.

No ridiculous questions!

Whether you’re working, unemployed or retired, we’ll treat you with respect and trust – and we’ll only ask you for the specific information we need to find you a suitable solution.

EMERGENCY CASH SOLUTIONS when you need it

Sometimes waiting days (or even weeks) for a loan just isn’t good enough. With Cigno, you can get cash within hours*.

Fast Process

Our quick and easy process makes it easy to sort your finances with a solution to suit your situation and get back on with your life.

*Subject to electronic fund transfer clearance times.

We employ a simple 3 step process to find a cash solution for you when you need it most.

Possible Financial Solutions

Payday Loans

Payday lenders can help by providing a short term loan to get you through to your next payday.

Bad-Credit Loans

We believe that everyone should have access to a financial solution regardless of past credit history.

Centrelink Loans

If you need a little support between your Centrelink payments, a small cash loan may be able to help.

Emergency Loans

Need cash to cover unforeseen expenses? Cigno may be able to find a solution that suits you.

Tax Loans

Want to use your upcoming tax return a little early? Tax refund advances give you a little more flexibility when you’re relying on your return to cover urgent expenses.

Cash Advance

Got bills due before your next payday? Take care of them with a cash advance and keep your finances on track.

Easy Loans

Find a suitable finance solution quickly and easily through Cigno. Anytime, anywhere.

Loans for Unemployed People

Support yourself financially between jobs with a small cash loan.

Fast Cash Loans

Need money urgently? Don’t wait for a lengthy bank review. Cigno may be able to find a solution that suits you fast.

Online Loans

Our online portal is available 24/7 so you can access us anywhere, anytime.

Weekend Loans

Life doesn’t stop during the weekend and neither does Cigno. We operate 7 days a week finding solutions for our customers.

Small Loans

Cigno can help you find a solution from as little as $50.

Short Term Loans

Looking for some quick cash to pay off urgent expenses? Get the money you need and pay it off quickly.

Unsecured Loans

Don’t have a suitable asset (e.g. house or car) to secure your loan? Cigno may be able to help you to find a solution.

Loans for Pensioners

Have you got unexpected medical costs or are your latest bills higher than you anticipated? A pensioner loan could be the answer to your financial situation.

Loans for Low Income

Are you a student or a part-time worker? Currently on Centrelink or receiving a pension? Whatever your circumstances, Cigno may be able to help you find a suitable solution.

FAQs

Who are Cigno and what do they do?

For years, Cigno has been a household name in emergency cash solutions.

Now we use our industry experience to help you to find a finance solution to suit your needs.

Using Cigno’s quick and easy Data Collection Form we can put together an application package to distribute to providers who may be able to assist you.

To learn more check out How It Works and About Us

What is Credit Sense?

Credit Sense is a third-party provider that supply us with your bank statement via your internet banking.

How do I know my online banking is secure?

We do not keep your internet banking credentials. Your credentials are encrypted when you enter them, passed to your bank to gain access to your transaction history and then permanently deleted. If you need to resubmit your bank statement using Credit Sense again, you will need to re-enter your internet banking credentials.

If you would prefer not to use Credit Sense, you have the option to manually send us a copy of your statement.

More FAQs

Hear from our Customers

The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
productreview
June 2022
Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
trustpilot
June 2022
I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
productreview
June 2022
This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
trustpilot
June 2022
Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
productreview
June 2022
Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
trustpilot
June 2022