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What Is a Quick Cash Loan?

A Quick Cash Loan gives you the freedom to cover urgent expenses now and pay back the money when you’ve got the funds to do so. Urgent expenses are called “urgent” for a reason – they usually cannot wait several days for you to pay them. Whether you have emergency medical bills or a looming due date on a power bill, same day quick cash loans can help by giving you instant access to extra cash.

At Cigno, we can help you find quick cash loans online, helping you to get up to $1,000 in your pocket when you need the money fast. These quick and easy loans can get you the money you need in under 24 hours, if you apply within business hours. When you apply for your quick cash loan with us, you can receive same day approval, and once your loan is approved, the funds will typically clear into your account on the same day you apply.

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Why I Might Need a Quick Cash Loan Online

From overdue invoices to emergency medical bills, there are countless circumstances that may leave you needing money outside of your day-to-day budget. Expenses like these often need to be covered quickly, which is why a same day cash loan can be useful when you do not have time to go through a long application and waiting period.

Quick Loans for Bad Credit

If you have established a long and reliable credit history, you probably will not have a problem getting same day and quick cash loans.  However, if you have a poor credit rating or do not have an existing line of credit, then you may struggle to be accepted for a loan.

If this sounds like you, you need a same day loan with no credit check. Lenders who offer these types of loans do not require a credit history check as part of their assessment criteria – instead, they look at other things, such as your income. Therefore, a poor credit rating will not affect your likelihood of getting approved.

Quick Cash Loans for Centrelink Customers

It can be particularly challenging to access fast cash loans for Centrelink customers. Many banks will not recognise your payments as income and reject your application without second thought.

At Cigno, we can help. We can act as your agent to assist you to lodge a loan application to a lender who will lend to customers on Centrelink. Not only that, but Cigno will optimise the application to ensure the best chance of a successful outcome before submitting it to the lender.

Quick Loans with No Credit Check

At Cigno, we believe everybody should have access to quick cash loans regardless of their credit history. Maybe you have poor credit but are learning to be much better when it comes to money and are working to recover your credit history. That is why we will help you find loans with no credit check and only share your application with lenders who provide that service, giving you the best chance possible to get the funds you need.

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Hassle-Free Quick Cash Loans

  • High Approval Rate – We use our vast experience in the finance industry to find a solution for everyone, No matter what circumstances we will do our best to help.
  • 24/7 Online Platform – Cigno maintains a 24/7 online platform so we can help you find a solution that suits your needs anytime!
  • Emergency cash when you need it – Sometimes waiting days (or even weeks) for a loan just is not good enough. Through Cigno, our solutions can result in a clear cash in your account within hours*
  • Short application process – Our quick and easy process makes it easy to sort your finances with a solution to suit your situation and get back on with your life.

It is important with all loans that you make sure you can afford the repayments before entering into any agreement. If you cannot, you should consider other options.

Cigno specialises at finding a suitable solution to meet your needs, whether that be a loan option or another financial solution.

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Apply for A Quick Cash Loan

When you engage Cigno, we make it quick and simple to apply for a Loan any time, with same day approvals.

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FAQs

How Quickly Can I Get a Loan?

With Cigno, you can get cash within hours thanks to our 24/7 online platform which lets you apply anywhere, anytime – even on weekends!

Can I get a quick loan with bad credit?

Our network of personal loan lenders considers all applications for their quick loans including those with bad credit.

What Is the Lowest Amount You Can Borrow?

The lowest amount you can borrow with Cigno is $50. But don’t worry, the process of application remains the same if you were applying for the highest amount – simply fill out our quick application and submit a bank statement that includes the last 90 days.

Can I Get a Quick Loan with No Credit Check?

No one should be denied access to quick loans due to a poor credit history. That’s why at Cigno, we will only forward your loan application to lenders who offer loans with no credit checks.

What Will My Repayment Options Be?

As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable for you. It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses.

What Happens If I Miss a Payment

We understand that unpredictable things come up and we are here to help. If you think you might miss a payment, it is very important to contact us to prevent or minimise default fees.

Can I get a quick loan if I’m already receiving centrelink payments?

Yes, your quick loan application will always be considered if you are receiving government payments with our centrelink loans.

For more information, check out our FAQ’s.

Hear From Our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022