In need of cash now? Let Cigno help you find a solution.

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Payday Not Covering The Bills?

Whether you are a student, working part time or on Centrelink, if you find yourself short on cash and in need of a quick cash loan, Cigno can find a suitable solution.

We employ a simple 3 step process to find a cash solution for you when you need it most.

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Types of Loans for Low Income Earners

At Cigno, we act as your agent to assist you in applying for a low income loan for your specific situation. There are a variety of reasons for low income earners to apply for a quick cash loan, whether you’re receiving regular Centrelink payments or a struggling student, we will help you to find a short-term solution.

Loan for Students

Loans for students are available to Australian citizens and permanent humanitarian Visa holders to help you out with tuition fees, student services, amenities fees, overseas study expenses, stationery and textbooks.

Centrelink Loans

If you need a little support between your Centrelink payments, a small cash loan may be able to help.

Small Personal Loans

From single-income households to emerging entrepreneurs, a little extra cash from a Small Personal Loan can be the steppingstone towards a brighter financial future, rather than waiting for a bank.

Loans for Pensioners

Some financial institutions make it difficult to apply for loan if you are on a pension, it can be frustrating to find a lender who is willing to help, but with Cigno we can help find a solution for you.

Bad Credit Loans

We believe that everyone should have access to a financial solution regardless of past credit history.

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See if Cigno can Help Find You a Low Income Solution Today.

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Why Should I Apply For A Loan with Cigno

High Approval  Rate

We use our vast experience in the finance industry to find a solution for everyone, No matter what circumstances we will do our best to help.

Fast Process

Our quick and easy process makes it easy to sort your finances with a solution to suit your situation and get back on with your life.

24/7 Online Platform

Cigno maintains a 24/7 online platform so we can help you find a solution that suits your needs anytime!

FAQs

For more information, check out our FAQ’s.

Hear From Our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022