In need of cash now? Let Cigno help you find a solution.

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Why Pay Bills with a Small Loan?

Applying for a loan to pay bills with Cigno will not give you an additional struggle. The loan process is very quick and reliable. We understand that stacking overdue bills is everyone’s nightmare so to stop you from worrying, you don’t have to do any paperwork that keeps delaying the loan delivery.

There are instances when your payday income cannot handle all your bills. The main reason is the arrival of those emergency expenses that you did not expect. To pay your household bills, a small loan from Cigno is definitely one of the better solutions when dealing with your bills.

Do not wait for the next payday to pay all your bills and risk being hit with a late payment fee. You can apply for a small loan from Cigno to consolidate all those overdue bills.

Getting a small loan for your bills could help with:

  • Your typical household bills such as electricity, water, housing, food expenses, etc.
  • Vet bills for your beloved pets.
  • Medical bills for urgent expenses regarding your health
Apply Now

Loans for Bills with Bad Credit

Are you worried about not getting approved due to a bad credit record? We at Cigno never judge your past based solely on credit history and will understand your situation. We know how it feels when an unexpected bill arrives that you did budget for. It can be gut-wrenching. Apply for a small loan with our partner credit providers through us for you to cover those unexpected bills fast. Cigno has a wide network to help you get the funds that you need and arrange the right financial solutions.

Why Cigno?

A company such as Cigno will help you move forward with your loan application, and there’s some distinct advantages:

High Chance of Approval. Cigno works with lenders who are fair and consider all applications. We are always here to provide the best help possible to all our loan applicants with equal chances. Just make sure that you submit all the requirements needed to process your loan successfully.
Easy Application. After completing our online form and upon assessment that you’re a suitable borrower, your funds will be transferred to your account overnight or the next day.
24/7 Online Platform. Cigno is ready to serve you 24/7 and will keep you updated on your application. So, if you need financing, we are here for you — anytime and anywhere.
Two people signing a contract

Borrowing Responsibly

Fill out our online loan application form with your personal details and submit all the requirements such as ID and your recent 90-day bank statement. Upon submission, our friendly team will process your application and will keep you updated. Once approved, you may use the funds of up to $1000.

Remember that you should only apply for a loan when you are 100% confident you can manage it responsibly. For more information, check out our commitment to Borrowing Responsibly.

Cigno will help you stay on track by:

  • Aligning your repayments with your pay cycle
  • Matching repayments to your financial capacity
  • Sending a repayment reminder on payday
  • Direct debit from your account on payday
  • Keeping you informed of any additional costs with no hidden fees or agendas.

How Much Can I Borrow?

Are there any requirements?

If you are planning to apply for Loans for Bills with Cigno, you have to complete the application form together with your ID and recent 90-day bank statement. After that easy process, one of our friendly agents will match you with a suitable lender and solution according to your financial requirements.

On rare occasions when we need more information, we will notify you and work with you to get the loan application completed as quickly as possible. Rest assured that we only ask for the information we need and keep all your data safe and secure.

Are there any fees involved?

Cigno will provide you with all relevant information regarding fees and any lender costs When you make your loan application. You can also read about these in advance on the Costs page.

Apply Now
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Apply For a Loan For Bills

Loans for Bills will help you settle all your expenses that cannot be covered by your payday income. Apply with Cigno Now

Hear From Our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022