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Fast Cash Loans For Unemployed

Need some quick cash to help you get by between jobs? Been turned away from every financial institution you approach because you do not meet their criteria?

The good news is Cigno can help! At Cigno, we work with lenders who will look at your full financial story – not just whether you’ve got a 9-5 job right now. We will act as your agent to assist you to apply and get approved for a cash loan up to $1000 fast.  Cigno can help you obtain a successful outcome on your application even if you are unemployed and it will not hurt your credit file.

Our team works quickly to find a financial solution that suits you. Get in contact with us now to find how we can help you.

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What Is a Loan For Unemployed People?

Loans for unemployment exist to help people who need access to fast money but are currently without work and are therefore having trouble getting approved by mainstream lenders. Many banks and other lenders require employment as part of their qualifying criteria.

Cigno can act as your agent to help you apply for a loan of up to $1000 from a lender who does not require employment as part of its criteria. Cash loans for unemployed people are transferred rapidly with loan funds typically in your account on the same day, helping you pay for urgent or unforeseen expenses now and paying back the debt later

Why Choose Cigno?

The benefits of applying for a cash loan for unemployed people with Cigno include:

  • You can apply online and get a response the same business day
  • You can use the loan for any reasonable purpose
  • Our pre-approvals are obligation-free, so you can change your mind before accepting the loan
  • You’ll have fixed repayments, so you can plan ahead with no unwelcome surprises
  • We’ll find you a loan with repayments that meet your budget
  • No security is required.

Small Loans for Unemployed People

When you’re out of work, a large loan won’t usually be suitable. It’s more likely that a small loan with manageable repayments is what will help you get by until you find a new job. Cigno can act as your agent to assist you to apply for small loans up to $1,000.

Loans for Unemployed People on Benefits

The big banks will not usually consider your benefit payments as a source of income, so they are less likely to approve you for a loan. However, there are many lenders that accept Centrelink payments as a source of income.  Cigno will optimise your application to ensure the best chance of a positive outcome.

Loans for Unemployed People with Bad Credit

You might think being unemployed and having bad credit makes it impossible to get a loan, but that is not necessarily the case. Some lenders do not require a good credit history and lend to people who rely on Centrelink income. Cigno can assist you to apply for a bad credit loan by working with a lender who does not perform credit checks.

Loan Repayments

As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday. We use direct debiting so you don’t even need to think about your repayments, but we also send reminders so you know exactly when the repayments will come out of your account.

It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses.  If not, then you should consider other options.

Can’t make your repayments?

If during your loan, you cannot make a repayment when required, just let us know. Late repayments may result in additional fees, so we recommend contacting us well in advance if you think you might miss a repayment. Our friendly support team will work with you to arrange a new affordable payment schedule.

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Apply for a Loan for Unemployment

If you are in between jobs and need some money fast, contact Cigno today to find out how we can help

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FAQ

Can I get a loan if I don't have a job?

Yes, unlike the big banks we don’t have extensive eligibility criteria in order for you to be approved for a personal loan. If you’re interested in loans for the unemployed, the only income proof we’ll need is evidence that you’re receiving some sort of government benefits.

Can I get an unemployed loan with bad credit & on Centrelink?

At Cigno, we will not hold your credit score against you and that’s why we offer unemployed loans with bad credit. We also offer Centrelink loans for those customers who are unemployed but still receiving weekly or monthly payments in the form of government assistance.

What types of loans can I take out if I'm unemployed?

It can be frustrating being out of work and stressful not having access to a regular income. Cigno offer access to the following personal loans for the unemployed:

For more information, check out our FAQ’s.

Hear From Our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022