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Want to use your upcoming tax return a little early? With a tax refund loan, you might be able to. Tax refund loans give you a little more flexibility when you are relying on your return to cover urgent expenses.

What is a Tax Refund Loan?

A tax refund loan, or tax refund advance, is essentially a loan granted in anticipation of your tax refund. For example, if you are expecting a tax refund of $500, you could be granted a loan to be repaid out of the refund.

This type of loan is handy if you are counting on your tax refund to take care of urgent or unforeseen expenses around tax time. Just keep in mind the full amount will need to be repaid – even if your tax refund ends up being smaller than estimated.

What is a Tax Relief Loan?

On the other hand, you might be after a tax relief loan to help you pay off debts and get back on your feet. A tax relief loan is a small cash loan you can use to pay the tax debt before the deadline, ensuring you don’t get slammed by extra interest or late fees.

Find a Solution Now

Why Choose Cigno?

High Approval Rate

We use our vast experience in the finance industry to find a solution for everyone, No matter what circumstances we will do our best to help.

24/7 Online Platform

Cigno maintains a 24/7 online platform so we can help you find a solution that suits your needs anytime!

Fast and Easy Application

Our quick and easy process makes it easy to sort your finances with a solution to suit your situation and get back on with your life.

Help If Your Application Is Not Approved

If you have been declined a tax refund loan, Cigno can help.  Cigno can act as your agent to assist you to apply for a loan of up to $1000.  We can represent you to a lender to set up a repayment schedule that coincides with your expected tax refund.

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See if Cigno can Help Find You a Tax Loan Solution Today.

FAQ

For more information, check out our FAQ’s.

Hear From Our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022