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What Is an Unsecured Loan?

Cigno may be able to help you overcome financial emergencies by finding a suitable unsecured loan solution. Whether you’ve got unexpected bills or you’re a little short on your regular expenses, an unsecured cash loan can help you get by until payday comes around.

An unsecured personal loan is an amount of money lent without any asset put up as collateral. Whereas a secured loan uses a possession (such as a house or vehicle) as a ‘safety net’ for the lender, an unsecured loan doesn’t require this. By using Cigno, you can borrow up to $1,000 with an unsecured cash loan.

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Unsecured Loan Repayments

It is important with all loans that you make sure you can afford the repayments before entering into any agreement. If you cannot, you should consider other options.

Cigno specialises at finding a suitable solution to meet your needs, whether that be a loan option or another financial solution.

The Benefits of an Unsecured Loan

Typically, an unsecured loan is easier to get compared to a secured loan and can be applied for even if you do not have any collateral.

There are also circumstances where you may prefer an unsecured loan because there is no risk to any asset that is if the unexpected occurs and you end up in default.  Unsecured loans are also often more flexible when it comes to repayment periods.

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See if Cigno can Help Find You a Unsecured Loan Solution Today.

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FAQ

For more information, check out our FAQ’s.

Hear From Our Customers

  • The process of a small loan was easy and Cigno was prompt in depositing the funds into my account. Couldn’t have been happier. They come through every time I need a small loan.
    productreview
    June 2022
  • Cigno loans, are the real deal, they understand about us living on the other side, that, we are all struggling in a different ways, that, we all are not equal, they don’t pay attention to your past mistakes, they understands, and give us all a fair go. Just wanted to say, I appreciate every little help, because, You never know how much that little help matters, tills you don’t have it’s at all, and everyone, every other lenders that you think will help when you most need it’s, says no.
    trustpilot
    June 2022
  • I’m very happy customer! They are so understanding! Evan when I payed a payment late I had an option to pay the following fortnight witch helped me out with an unispected family issue! Thanks Cigno
    productreview
    June 2022
  • This company is a fantastic company. Even though I went through a bad patch and couldn't afford any repayments, they adjusted a payment plan and it was completely affordable. No harrassment, no bad calls just help when it was needed. Massive thanks to cigno
    trustpilot
    June 2022
  • Prompt response to enquiry. Upfront with everything - no hidden or unexpected costs/fees/chargers. For a 'same-day' unsecured loan, the rate is very competitive. The staff are very understanding to individual needs. I will definately approach CIGNO again in the future when another emergency arises.
    productreview
    June 2022
  • Cigno loans have always been reliable and easy to access when in need. They have provided a quick service (money in the account within hours once granted) with clear and concise information regarding the loan terms. The fees are fair considering they are a short term loan provider when many others would not lend. Never had an issue with communications between the company and myself. I highly recommend when service is needed.
    trustpilot
    June 2022